Apple has a big day scheduled for tomorrow, Monday:

  • iOS 8.1 will be released. MacRumors has a post on what's coming in iOS 8.1, including Apple Pay, Instant Hotspot, the return of Camera Roll and more.
  • Apple Pay goes live. For more on Apple Pay (including a list of participating banks, stores and apps), visit Apple's website.
  • Apple will release its fourth quarter results. Its Q4 conference call is scheduled for 2:00 p.m. PDT, and you can listen in here.