Brian Krebs sheds some light on the shady business of underground cybercrime shops that sell stolen credit and debit card accounts. Unbelievably, his post includes examples of advertisements by the shops. One shop even promises to donate 5% of sales to a fund to help the family of Michael Brown (yeah, right). Brain offers some advise on how to protect yourself, but we all know that the current credit card process is broken. That's one reason why Apple Pay is so important.